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Freelancing with baby: the first year

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This is a guest post by Rachel Sinn, a Spanish to English medical and pharmaceutical translator based in Colorado. I asked Rachel to write a post on her experiences managing her freelance business since giving birth to her first baby eight months ago. Specifically, Rachel has managed to juggle motherhood and freelancing while using little to no non-family child care. I get lots of requests from freelancing moms looking for real-life information, so I think you’ll enjoy this!

“So what are you guys going to do about child care?”

My friend smiled politely as my husband and I gave conflicting and somewhat vague accounts of our child care plans, because we hadn’t thought about it much. I was about five months pregnant. Later that night, that well-meaning question from a friend making small talk became a sleep-killing monster. What were we going to do about child care?

Of all the language-related trades, I chose translation at the tender age of 22 because I wanted to stay home with my future kids. At 30, with my first child kicking me on a daily basis, and with five years of translation work under my belt, I suddenly realized that it wasn’t going to be that easy. Cue several days weeks of panicked googling and calling around, only to encounter the dreaded daycare waitlist over and over again (30 months???).

After discouraging searches through hundreds of profiles on Care.com, endless daycare calls, and long talks, we decided to wing it. And I’m happy to say that I am still at home with my now eight-month-old daughter, and working close to full time. It has required a little creativity, and a reexamination of how we do life, but it’s possible and even enjoyable. Here are a few ideas if you’re looking to do the same.

Take a maternity leave
Childbirth is hard. Sleep deprivation is harder. As full-time employees, many women have the option to take 12 weeks of FMLA leave. I decided to give myself that amount of time as well. I notified all of my clients several months ahead of time, periodically reminded them nearer to the due date, and did so again the month of the due date. I also stopped taking projects with long deadlines the month of the due date. I took same day or next-day turnaround projects only (the opposite of what I did after my daughter was born!). I have two kinds of clients: giant translation agencies with hundreds of project managers and smaller, independent companies where I’ve been working with the same people for years. The former didn’t notice I was gone, and I had a good enough rapport with the latter that they happily congratulated me and told me to email them when I returned.

Ease back into it
When I decided I was ready to start working again, almost exactly three months later, I had to strategize how to do it. What worked for me was to “go back to work” for my best clients, a select few with whom I had a great relationship. You could call them my “A” clients. Great deadlines, interesting work, on-time payment, etc. Great deadlines were the key to the whole thing. I knew my schedule would be completely erratic for the foreseeable future (teething, sleep regressions, growth spurts, colds, the list goes on), which meant no same-day or next-day deadlines. I stuck with deadlines of two days or more at all times, and tried not to take more than one job at a time. I did this for about a month before going further. I’m happy to report that I was able to resume work with my “A” clients at about three months, and the rest around four to five months after my daughter was born. I didn’t lose a single client from going on maternity leave.

Rethink your schedule
My husband works full-time, so finding the time to get work done was tricky. I ended up translating during naps (an hour here, an hour there), and then in the evenings as well, when he or my mother-in-law could take the baby. I also ended up rearranging my workweek so that I worked over the weekend and took days off during the week. Far from being a handicap, this practice actually enabled me to take work other translators often refuse, thereby expanding my earning potential, and when I wanted to take the baby to story time at the library on a Wednesday morning, I didn’t feel like I was skipping out on work.

Beware the Mom-brain
Sleep deprivation is hard, and mom brain is real. You will put your phone in the fridge. You will find that your jeans have been inside out literally all day (how is that even possible?). I am fully aware that I might miss a deadline or make a serious error at any moment, simply because the baby was up five times the night before. I combat this problem by making the most of my productivity software. I set multiple reminders on my phone for each deadline (two days before, one day before, 4 hours before), I use Translation Office 3000 to track my projects and invoicing, and maybe most importantly, I use Google Assistant as my short term memory (e.g. “Ok Google, remind me to check on the term “X” in 10 minutes). Another tactic that has served me well is setting aside my translation for a good period of time, even overnight, and coming back to it with fresh eyes to edit and proofread. This is a good practice at the best of times, but as a new parent, it’s vitally important. A quality assurance tool like Xbench or Verifika may also be useful to check for number errors and consistency issues.

Working from home with an infant is an exercise in flexibility, but then so is parenting. By giving myself the time to recuperate and get to know my little one, starting back to work slowly, and putting plenty of safeguards in place to ensure my clients still benefit from my best work, I’ve been successful. Best of all, I get to be with my daughter for most of the day, and we don’t pay for child care. We are at eight months now, and still going strong!

So you want to be a Freelance Translator (or Interpreter): Money Matters

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This post is the fourth (first post, second post, and third post) in a series of five posts written in response to questions we at The Savvy Newcomer have received, sometimes from people within the translation world, but also from bilingual friends and family who are interested in translation and interpreting (T&I). Our hope is that this series will serve as a guide for people who are considering a career in T&I and want to know where to begin.

In the first post in this series, I alluded to a question I’ve been asked several times since I began freelancing—sometimes more subtly than others: “Do people actually pay you to do that?” Some days it feels surreal that, yes, people really do pay me for this and I get to read in Spanish, write in English, and sometimes even correct other people’s spelling and grammatical mistakes (Grammar Police Alert!), but the underlying question is whether translation and interpreting are viable career options for bilinguals. The short answer is yes—if you have the right skill set.

If you’re just beginning to consider whether a career in T&I may be for you and are asking the same question, you are not alone. Some of the biggest questions many beginning translators and interpreters have about getting started also revolve around money: How much do I charge? What kinds of expenses will I have? How do I make sure my clients actually pay me (on time)? I’ll do my best to cover these tricky yet essential questions in the following lines.

What should I charge?

Translators often charge per word (source or target) or per hour, while interpreters may charge per hour, half day, or per diem rates. Rates can vary significantly in different segments of the market, while your specialization and language combination can also play a major role. Quoting too much relative to the importance and budget of a particular project may make it hard to secure enough work. However, quoting too little could put you in a vicious cycle where you work long hours at low rates. Long-term business prospects and finances can be affected by your choice of rates because it’s difficult to make time to find higher-paying projects and invest in the skills development and training needed to qualify for them if you are too busy with smaller or lower-paying projects and clients. And on top of all that, you could end up undercutting your colleagues.

While newer translators and interpreters may logically earn less than more experienced professionals—like in any other industry—you can earn fair compensation for your experience and education level, if you are putting the right amount of time and effort into your work and business development. But again, this begs the question: What should I charge? There are a few good ways to figure out what that means in terms of specific numbers.

First, the American Translators Association (ATA) has conducted and reported on a survey of professional translators and interpreters regarding their compensation and rates. The results of this ATA Translation and Interpreting Services Survey, Fifth Edition can be accessed for free in summary form or in full form (free to ATA members, $95 for non-members). The results cover information on rates, language pairs, and annual income.

Calpro is another resource you can use to determine what rate you should charge in order to bring in your target income, taking into account working hours, holidays, and other expenses. This spreadsheet was first developed by the Spanish association of translators, ASETRAD, and was adapted by ATA volunteers for use in the U.S.

Tracking the time you spend on each project is a great way to generate data that can help you figure out how much you actually are earning and which projects are more or less worthwhile for you. Start by using a time tracking tool like RescueTime or Timecamp and then use an Excel file or other method to compile your data and divide the total fee for a project by the number of hours spent on it to see how much you earned per hour. This will help you determine whether you might need to charge more next time for a similar type of text, or whether you would be better off rejecting a project that you will likely earn less on in favor of a project that would earn you more per hour, or even in favor of spending time on business development to grow your client base.

How do I make sure I get paid?

Two common issues when it comes to getting paid for freelance work are scams (where a fake client orders work from you and either never pays or scams money out of you by means of a fake check) and late payers. Several resources exist to help freelancers avoid these issues, including Payment Practices and WPPF (and check out this article on the topic).

How do freelance finances work?

I could write pages upon pages about freelance finances, but at the end of the day, the important thing is to understand that earning money as a freelancer (what we would refer to as “1099 income” in the U.S.) is vastly different from earning money as an employee of a company (“W2 income”). Freelancers need to send invoices to request payment from their clients, pay their own taxes (usually there is no withholding and you make estimated payments throughout the year), manage their own retirement savings, cover their own business expenses, and meet their own insurance needs. All of these are things that employers will often handle for their employees, while freelancers need to build them into their time and finances. I won’t go into detail about each of these topics, but I do want to provide a resource or two on each topic in case you need somewhere to start looking.

  1. Invoicing and Expenses

Some freelancers choose to create their own invoicing processes and others prefer to use software to help manage the process for them. The following are a few popular invoicing tools for freelance translators and interpreters: Xero, Translation Office 3000, Express Invoice.

  1. Taxes

Some freelancers choose to do their own taxes, but many prefer to outsource this service to a professional accountant or accounting firm. Since there are so many extra factors that go into freelance tax filings (e.g. multiple 1099’s, a Schedule C/1040, possibly other business filings depending on your setup and location, and deductions for business expenses), options like TurboTax and TaxAct would probably make for a stressful springtime… So unless you want to forego a lot of afternoons going crazy trying to decipher the tax code, I would suggest reaching out to other translators in your area to get recommendations for an accountant you can trust to take care of your tax needs.

  1. Retirement

Employers generally contribute to your retirement savings when you are a W2 employee, so it is extra important to start early if you’re a freelancer. Options for freelancers include traditional or Roth IRAs and SEPs, whether through financial planners or using online options like Vanguard and e-Trade.

  1. Insurance

Another expense that is often subsidized by employers for W2 employees is insurance (health, vision, dental, life, etc.) As a freelancer you’ll need to take care of this yourself, but you won’t be alone! Many options are available outside employer-sponsored health plans. For instance, Freelancers Union offers a private marketplace for members to connect with insurance companies (and Union membership is free!).

We hope this information has helped you get a better idea of what to expect as you consider a career as a freelance translator or interpreter! Stay tuned for the fifth and final installment in this series: Technology and Tools.

Image source: Pixabay